I don't mean for my blog to sound like an advertisement for Dave's program but the question was asked. So I answer.
His book is for sale on his website for $10.00. I went to the library and got it for FREE.
His radio show is nationally syndicated or you can go to his website and listen to the show in real audio or media player. Again FREE.
I subscribe to a forum on his website (personal choice for me) that allows me to chat and interact with others in the same program. These folks are in the same boat as I, some are way ahead and some are counselors. They give great advice and motivation. That costs me $8.95 a month or you can prepay for a year for $89.95. There is a FREE trial period on the site. However, there is also a FREE forum for TMMO and it is www.LLNOE.com. FREE is good.
He is leading a ministry against credit abuse. He does NOT take credit cards on his site for you to purchase his products. Only a debit card. He says the ideas aren't his it's the same stuff your grandma would tell you.
You can buy his software, but there's lots of FREE spreadsheets on the web you can download.
He has a program called Financial Peace University. There is NO CHARGE for the classes, but you do have to buy the materials for this 13 week program. Right now it is on sale for $139.00. I have not done the FPU, I want to. These are usually sponsored by local churches.
He's not really teaching us a lot at the beginning of the program that we already didn't know -- he's just a great motivator. The investing information and advice is where I will need the help.
Just plain old common sense. Sometimes I don't tend to have a lot of that. Guess I'm smarter than I am savvy.
Want to know what sucks? I think I have actually lost my debit card. Aaaarrrrrggggghhhh!
how much does Dave Ramsey charge?